See how extra payments save you years and thousands in interest. Works for one property or an entire rental portfolio.
How many properties are you analyzing?
Enter your properties, compare strategies, and see exactly how much interest and time you can save.
See how extra payments can save you years and thousands in interest.
How much extra can you pay each month above your required payment?
Have multiple properties?
Add your properties, choose strategies, and run the analysis.
No properties added yet. Add your properties one at a time, or import from a spreadsheet.
Want to see how it works first?
Loads a demo portfolio with 8 rentals so you can explore all the features.
Next: Choose your payoff strategy and see results
How much extra can you put toward your mortgages each month above and beyond all your minimum required payments? This is the additional money that will be strategically directed to pay down your properties faster.
Tip: Not sure what to enter? Click the button below to use your portfolio net cash flow as your extra payment amount.
Want everything paid off by a certain year? Enter your target and I will tell you how much extra per month you need.
Choose one or more strategies. The results tab will compare them side by side.
Drag properties to set your preferred payoff order. #1 gets all extra payments first.
Run an analysis from the Strategy tab to see results here.
See how your monthly cash flow grows as each property is paid off.
Track your portfolio equity, LTV ratios, and projected growth over time.
Add properties with values to track your equity.
Compare your current mortgage terms against a potential refinance.
Add properties first to model refinance scenarios.
See how selling a property and applying proceeds accelerates your payoff.
Add at least 2 properties to model a sale scenario.
Generate a polished PDF report to share with partners, accountants, or for your records.
Report opens in a new window for printing or saving as PDF.
Your data is automatically saved in this browser. You can also export to a file for backup or to use on another device.
Import properties from a spreadsheet. Your file should have columns for the property details. The importer is flexible and will try to match common column names automatically.
Required columns: Property Name, Current Balance, Interest Rate, Monthly Payment
Optional columns: Property Value, Original Loan, Loan Term, Start Date, Rental Income, Expenses, Escrow
This will remove all properties and settings. This cannot be undone.
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Got an idea for a new feature, found a bug, or have feedback? We'd love to hear from you!